Section 01
Acceptance of Terms
By accessing or using this website, you agree to these Terms and to any additional notices posted on the site. If you do not agree, you should not use the website or rely on its content.
Terms overview
Acceptance of Terms
By accessing or using this website, you agree to these Terms and to any additional notices posted on the site. If you do not agree, you should not use the website or rely on its content.
Section 02
Scope of Services
Retiree Insurance Hub provides general information and selection support relating to insurance options for retirees. We do not guarantee that any product, insurer, or outcome will be suitable for your needs, and any final decision remains your responsibility.
Operational clause
Fees and Charges
Any fees, charges, or commercial terms, if applicable, will be presented separately before you choose to proceed. We may change our pricing or commercial arrangements at any time, subject to any applicable legal requirements and any separate written agreement.
Reference record
WIPO
Related condition
User Conduct
You agree to use the website lawfully and not to misuse its content, interfere with its operation, or submit inaccurate or misleading information. We may decline or limit any request where we reasonably consider it inappropriate, incomplete, or inconsistent with our policies.
Reference record
HCCH
All text, layout, graphics, and other site materials are owned by us or used with permission and are protected by applicable intellectual property laws. You may view the site for personal, non-commercial use only unless we give prior written consent.
05
Intellectual Property
All text, layout, graphics, and other site materials are owned by us or used with permission and are protected by applicable intellectual property laws. You may view the site for personal, non-commercial use only unless we give prior written consent.
Reference
EU Consumer Rights
06
Disclaimer of Warranties
The website and its content are provided on an as-is and as-available basis. To the fullest extent permitted by law, we disclaim warranties of accuracy, completeness, fitness for a particular purpose, and uninterrupted availability, and we are not responsible for decisions made based on the site content.
Reference
EU Commission
Clause07
Governing Law
Controlling summary provision
These Terms are governed by the laws generally applicable in Saskatchewan, Canada, without regard to conflict of law rules. Any dispute arising from the website or these Terms should be brought before the courts or other competent authorities having jurisdiction in that location, unless applicable law requires otherwise.
Clause08
Changes to Terms
Supplemental notice and enforcement summary
We may update these Terms from time to time by posting a revised version on the website. Your continued use of the website after any update takes effect will be treated as acceptance of the revised Terms, and you should review them periodically.